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Terms of Use

ACCEPTANCE OF TERMS

Helping Hands Tax Act “www.helpinghandstaxact.com”, welcomes the undersigned customer (“You”). Helping Hands Tax Act provides its service to You subject to the following Terms of Service (“TOS”), which may be updated from time to time at Helping Hands Tax Act Group’s discretion with notice provided to you via e-mail or SMS. By logging into our system, you agree to these terms of service. Helping Hands Tax Act assists eligible hardship victims who need a helping hand. We have no affiliation or relationship (financial or otherwise) with any political party, government agency, or any other outside group or persons. We focus on private programs that work directly with individuals one-on-one.

DESCRIPTION OF PRODUCTS & SERVICES DESCRIPTION

Helping Hands Tax Act provides users with an innovative method to transmit information via SMS text messaging, done through an easy-to-use web site (the “Service”). You agree that the Service may include various communications from Helping Hands Tax Act to You via SMS and e-mail, such as service announcements and administrative messages, and that these communications are considered part of the membership of Helping Hands Tax Act. Unless explicitly stated otherwise, any new features that amplify or enhance the current Service shall be subject to the TOS. You understand and agree that the Service is provided “AS-IS”. You are responsible for obtaining access to the Service and that access may involve third party fees (such as Internet service provider or airtime charges). You are responsible for said fees, including any fees associated with the display or delivery of Helping Hands Tax Act messages. You must provide, and are responsible for, all equipment needed to access the Service.

In order to set up Your account, you must provide Helping Hands Tax Act certain information. Helping Hands Tax Act will never distribute Your information to anyone for any reason without prior approval by You, unless required to do so by law. As part of its service, Helping Hands Tax Act collects the phone numbers of prospective buyers that access information via text message (SMS). Service delivery frequency or recurring messages disclosure ("Message frequency varies.")

The phone numbers collected by Your leased codes will never be shared with other Helping Hands Tax Act users (unless those numbers are collected other user’s leased codes) of the system nor will they be shared outside the system, unless required by law.

MEMBER ACCOUNT, PASSWORD & SECURITY

If applicable you will receive a password and account designation upon completing the Service’s registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all actions that occur under your password or account. You agree to (a) immediately notify Helping Hands Tax Act of any unauthorized use of Your password or account or any other breach of security, and (b) make certain that you exit from Your account at the end of each session. Helping Hands Tax Act is not liable for any loss or damage arising from Your failure to comply with the above Section 4.

MEMBER CONDUCT

You agree to not use the Service to:

  1. Upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise offensive.
  2. harm or disturb minors in any way.
  3. upload, post, email, transmit or otherwise make available any Content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as insider information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements)
  4. upload, post, email, transmit or otherwise make available any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights (“Rights”) of any party;
  5. upload, post, email, transmit or otherwise make available any material that contains software viruses, or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications equipment;
  6. interfere with or disrupt the Service or servers or networks connected to the Service, or violate any requirements, procedures, policies or regulations of networks connected to the Service; or
  7. intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law.

You acknowledge that Helping Hands Tax Act may or may not pre-screen Content, but Helping Hands Tax Act and its designees shall have the right to (but not the obligation), in their sole discretion, pre-screen, refuse, or move any Content that is available via the Service. Without limiting the foregoing, Helping Hands Tax Act and its designers shall have the right to remove any Content that violates the TOS or is otherwise offensive. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content.

You acknowledge, consent and agree that Helping Hands Tax Act may access, preserve, and disclose your account information and Content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the TOS; (c) respond to claims that any Content violates the rights of third-parties; (d) respond to your requests for customer service; (e) protect the rights, property, or personal safety of Helping Hands Tax Act, its users and the public; or (f) subject to a legally issued subpoena or court order.

You understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. You understand that the Service and software embodied within the Service may include security components that permit digital materials to be protected, and use of these materials is subject to usage rules set by Helping Hands Tax Act and/or content providers who provide content to the Service. You may not attempt to override or circumvent any of the usage rules embedded in the Service. Any unauthorized reproduction, publication, further distribution or public exhibition of the materials provided on the Service, in whole or in part, is strictly prohibited.

INDEMNITY

You agree to defend, indemnify and hold Helping Hands Tax Act, and its subsidiaries, officers, agents, co-branders or other partners, and employees, harmless from any claim, complaint, demand or lawsuit, including reasonable attorneys’ fees, made by any third party due to or arising in any way out of Your subscription with Helping Hands Tax Act or Your use of Helping Hands Tax Act services.

NO RESALE OF SERVICE

Helping Hands Tax Act service is non-transferable. You may not reproduce, duplicate, copy, disseminate, sell, trade, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.

MODIFICATIONS TO SERVICES

The Helping Hands Tax Act reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Helping Hands Tax Act shall not be liable to You or to any third party for any modification, suspension or discontinuance of the Service.

TERMINATION

You agree that Helping Hands Tax Act may, under certain circumstances and without prior notice, immediately terminate Your Helping Hands Tax Act of America account and access to the Service. Cause for termination shall include, but not be limited to, (a) breaches or violations of the TOS or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) a request by You (self-initiated account deletions), (d) discontinuance or material modification to the Service (or any part thereof), (e) unexpected technical or security issues or problems, (f) You have engaged in fraudulent or illegal activities, and/or (g) nonpayment of any fees owed by you in connection with the Services. Termination of Your Helping Hands Tax Act account includes (a) removal of access to all offerings within the Service (b) deletion of your password and all related information, text associated to codes, activity reports and content associated with or inside Your account (or any part thereof), and (c) barring further use of the Service. Further, you agree that all terminations for cause shall be made at the sole discretion of Helping Hands Tax Act and that Helping Hands Tax Act shall not be liable to You or any third-party for any termination of your account or access to the Service.

DISCLAIMER & WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. Helping Hands Tax Act EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON- INFRINGEMENT.

Helping Hands Tax Act MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, AND (iv) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM Helping Hands Tax Act OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS. A SMALL PERCENTAGE OF USERS MAY EXPERIENCE EPILEPTIC SEIZURES WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS ON A COMPUTER SCREEN OR WHILE USING THE SERVICE. CERTAIN CONDITIONS MAY INDUCE PREVIOUSLY UNDETECTED EPILEPTIC SYMPTOMS EVEN IN USERS WHO HAVE NO HISTORY OF PRIOR SEIZURES OR EPILEPSY. IF YOU, OR ANYONE IN YOUR FAMILY, HAVE AN EPILEPTIC CONDITION, CONSULT YOUR PHYSICIAN PRIOR TO USING THE SERVICE. IMMEDIATELY DISCONTINUE USE OF THE SERVICE AND CONSULT YOUR PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING THE SERVICE — DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT Helping Hands Tax Act SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF Helping Hands Tax Act HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; OR (iv) ANY OTHER MATTER RELATING TO THE SERVICE.

EXCLUSIONS AND LIMITATIONS

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 17 AND 18 MAY NOT APPLY TO YOU.

You agree that, except as otherwise expressly provided in this TOS, there shall be no third-party beneficiaries to this Agreement.

NOTICE

Helping Hands Tax Act may provide You with notices, including those regarding changes to the TOS, by either email, regular mail, or postings on the Service.

TRADEMARK INFORMATION

The Helping Hands Tax Act logo, any trademarks, service marks and other Helping Hands Tax Act logos, product and service names are trademarks of Helping Hands Tax Act (the “Helping Hands Tax Act Marks”). Helping Hands Tax Act grants you permission to use the Helping Hands Tax Act Marks on advertising brochures, sign riders and other related marketing campaigns.

GENERAL INFORMATION

Entire Agreement. The TOS constitutes the entire agreement between You and Helping Hands Tax Act and governs your use of the Service, superseding any prior agreements between You and Helping Hands Tax Act with respect to the Service.

Choice of Law and Forum. The TOS and the relationship between you and Helping Hands Tax Act shall be governed by the laws of the State of California without regard to its conflict of law provisions. You and Helping Hands Tax Act agree to submit to the personal and exclusive jurisdiction of the courts located within California.

Waiver and Severability of Terms. The failure of Helping Hands Tax Act to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

No Right of Survivorship and Non-Transferability. You agree that your Helping Hands Tax Act account is non-transferable and any rights to Your Helping Hands Tax Act account or contents within Your account terminate upon Your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.

Statute of Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the TOS are for convenience only and have no legal or contractual effect.

VIOLATIONS

Please report any violations of the TOS to our Violation to info@helpinghandstaxact.com.


HHDA Project's goal is to improve the health and economic security of United States citizens by providing them a comprehensive list of third-party resources, benefits and programs that they may be eligible for.


The company is not a lender, creditor or debt collector. Referral arrangements with affiliates or partners may make it possible for you to apply for a loan. Annual Percentage Rates range from 5.90% to 29.90% with loan terms from 12 to 84 months. Eligibility for a loan via affiliates or partners is based in part on the specific loan amount that you request. The term and APR will depend on the requested loan amount, your creditworthiness, income, debt payment obligations, credit history and other factors and other factors. There is no guarantee that you will be qualified for a loan through our affiliates or partners. Loan options may not be available in all states.

A typical personal loan example has a loan amount of $17,000, a 5% origination fee, a 53-month repayment term, and an interest rate of 17.00%. You would receive $16,150 ($17,000 less the $850 origination fee – a prepaid finance charge) and the monthly payment would be $458.48 equating to an APR of 19.63%. The total interest would be $7,299.44 and the total cost of the loan (interest plus origination fee of $850) would be $8,149.44. The total of payments would be $24,299.44. NMLS #1250954

We do not discriminate on the basis of race, color, religion, sex, marital status, national origin or ancestry.

Testimonials reflect the individuals' opinion and may not be illustrative of all individual experiences with the company or its affiliates.